Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Gym Alternatives: How To Keep In Shape Anywhere
Posted: August 29, 2019
Gym Alternatives: How To Keep In Shape AnywhereWe all know that regular exercise is important for overall health. An active lifestyle that includes exercise and healthy eating can even help you get better rates for health insurance and life insurance. (Speak with one of our experienced agents for more information about how you can lower your premiums.) Some people don’t like to go to the gym for exercise, while others simply don’t...
How Does My Life Insurance Provider Keep Up To Date With My Health?
Posted: August 27, 2019
How Does My Life Insurance Provider Keep Up To Date With My Health?The right to privacy is a bedrock of American values. However, for purposes of life insurance, privacy does not extend far. Your insurance company receives information from your healthcare providers and other sources and shares it with other insurers. Lifestyle changes and health conditions can affect your policy and rates. How Can Health Information Affect Your Life Insurance Policy? Insurance companies use underwriting standards to...
Understanding Long-Term Care
Posted: August 15, 2019
Understanding Long-Term CareIt may not be wise for people over the age of 65 to rely on Medicare or private health insurance. Medicare does not cover custodial care, and private health insurance rarely pays any long-term care costs. Depending on your financial situation, long-term care insurance may be your best option for peace of mind and financial benefits as you age. What Is Long-Term Care Insurance? Many...
Am I Too Young To Start Paying For Life Insurance?
Posted: August 13, 2019
Am I Too Young To Start Paying For Life Insurance?People in their 20s and 30s may believe that they are too young to need life insurance. In some cases, they may put off purchasing life insurance to pay off other debts. The truth is that buying life insurance young can save you money. Typically, the younger you are when you purchase a policy, the less you will pay in premiums. Why It Is Cheaper...
Will Dental Insurance Cover Mouth Injuries?
Posted: July 25, 2019
Will Dental Insurance Cover Mouth Injuries?Millions of teeth are knocked out every year in athletic events. Injuries affecting the face and mouth account for a significant number of common sports injuries. If you are active in sports, or if you have children who are, you may be wondering if your dental insurance covers mouth injuries. The answer depends on what kind of coverage you have, and the type of injury...