Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Understanding Waivers Of Premium
Posted: October 22, 2019
Understanding Waivers Of PremiumIf you are purchasing a life insurance policy, one of the decisions you will need to make is whether to add a waiver of premium rider. A waiver of premium may be a valuable addition to your policy, depending on your needs. Our experienced agent will be happy to advise you on the various optional riders available, including waivers of premium. What Is A Waiver...
Do I Really Need A Flu Shot?
Posted: October 10, 2019
Do I Really Need A Flu Shot?If you have ever had the flu, you know it is a very unpleasant experience. As though the fever, chills, muscle aches, headache, sore throat, and runny nose were not enough, many people develop complications. Flu complications may include sinus or ear infections, pneumonia, or sepsis when infection of the respiratory tract triggers an extreme inflammatory response. Thankfully, flu vaccination can help you protect yourself...
Will Quitting Smoking Lower My Life Insurance Premiums?
Posted: October 7, 2019
Will Quitting Smoking Lower My Life Insurance Premiums?There are many reasons to quit smoking, and reducing the cost of life insurance is one of them. When you kick the habit, you save money not only on the cost of cigarettes and healthcare, but on life insurance premiums as well. If you are ready to quit, talk to our friendly agent about how and when it will get you better life insurance rates....
How Many Life Insurance Policies Do I Need?
Posted: September 22, 2019
How Many Life Insurance Policies Do I Need?Financial planning is not always cut and dried. Changes are likely to occur in a person’s life, and financial needs and goals shift along with them. Life insurance is part of the financial picture for a good portion of our lives. It may increase as our responsibilities increase and decrease as we accumulate more assets. There may be times when it suits a person’s needs...
Health Insurance Options For The Self-Employed
Posted: September 10, 2019
Health Insurance Options For The Self-EmployedMore Americans today are making the decision to be self-employed. Although this course of action has many advantages, sourcing your own health insurance is not among them. With the rising costs of healthcare, health insurance is essential for everyone, including the self-employed. If you go uncovered, you may have to pay costly medical bills out of pocket, losing the opportunity to have affordable access to...