Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
What Does Health Insurance Cover After Pregnancy?
Posted: March 10, 2022
What Does Health Insurance Cover After Pregnancy?Your health insurance covers some of the medical costs during and after having your baby. Expectant mothers rely on their health insurance to cover outpatient services for prenatal visits with their doctor, screenings, medications, and inpatient care before and during the birth process. Health insurance policies vary in the options they provide, and you may need to find a doctor you like in the insurance...
3 Ways Life Insurance Can Help with Estate Planning
Posted: March 7, 2022
3 Ways Life Insurance Can Help with Estate PlanningEstate planning is not just for those who plan to retire, or the elderly – this process is a crucial issue for anyone who wants to protect their assets and their loved ones. Life insurance is one of the most effective estate planning tools, no matter the size or value of your estate. You may be in the process of purchasing a home for your...
How to Read a Summary of Benefits and Coverage
Posted: February 25, 2022
How to Read a Summary of Benefits and CoverageThe Summary of Benefits and Coverage (SBC) was created under the Affordable Care Act. It was designed as a standardized tool to help you better understand what is covered by your health plan or to directly compare different health insurance plans. The following is a guide on how to read a Summary of Benefits and Coverage. General Plan Information At the top of the SBC...
Insure the Ones You Love
Posted: February 22, 2022
Insure the Ones You LoveFebruary is Insure Your Love Month. This is the seventh year of the Insure Your Love Campaign, coordinated by Life Happens. Buying life insurance to protect the ones you care about is an expression of love. Valentine’s Day falls in February, which makes it the perfect time to remind people of the need for proper life insurance planning to benefit their loved ones. Why Is...
What Determines the Cost of Health Insurance?
Posted: February 10, 2022
What Determines the Cost of Health Insurance?Everyone in the U.S. needs health insurance today. When you reach age 65, Medicare provides low-cost health coverage. Below that age, the cost of health insurance can vary, depending on a number of factors. Since the Affordable Care Act (ACA) went into effect, insurance companies are using different factors to determine premiums for health insurance plans. For example, under the ACA, your gender and your...